2025 Ira Contribution Limits Estimate Pdf. The total maximum that can be tucked away in your 401 (k) plan, including employer contributions and allocations of forfeiture, is $76,500 in 2025. More people will be able to make contributions to roth ira accounts, too.
The contribution limit on individual retirement accounts will increase by $500 in 2025, from $6,500 to $7,000. The deduction may be limited if you or your spouse is covered by a retirement plan at work and your income exceeds certain levels.
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